Why Should I Consider An Interest Checking Account?
An interest checking account offers every day banking needs such as a debit card and digital banking, plus interest earning option and a combined balance option to leverage your relationship with us.
| Daily Balance | Interest Rate | APY1 |
|---|
| $2,500 - $24,999 | 0.02% | 0.02% |
| $25,000 - $49,999 | 0.04% | 0.04% |
| $50,000+ | 0.10% | 0.10% |
Everyday Banking Should Give You More
A checking account is utilized for your everyday banking needs and not really considered as a savings account, but that doesn't mean your balances should not earn interest. With Sun Canyon Bank, we only offer a checking account that earns interest, plus all the perks such as digital banking with features such as Mobile Check Deposit and Person-To-Person (P2P) Payments, as well as debit card, check writing and ATM conveniences.
Benefits Of Sun Canyon Interest Checking
- Interest is based on tiered balances1, the higher the account balance, the more you earn.
- Free Foreign ATM Transactions2
- First box of standard checks are free; 50% off future orders
- Free paper statements
- Free cashier’s checks and money orders
- Minimum deposit of $1,000 to open account
- No fee if this account maintains a $5,000 minimum daily balance or $20,000 combined average balance in identified Sun Canyon CD, Gold Savings, Gold Money Market or Interest Checking accounts. A minimal $5 monthly fee will be charged when balance requirements are not maintained.
Disclosures
1Advertised Annual Percentage Yield (APY) accurate as of March 5, 2024. Sun Canyon Interest Checking has a minimum deposit of $1,000 to open account and minimum $2,500 to earn interest. Tiers for Sun Canyon Interest Checking include: $2,500-$24,999.99; $25,000-$49,999.99; $50,000+. Rates subject to change without notice. Fees may reduce earnings on the account. Withdrawal limitations apply.
2No Sun Canyon fee on up to eight(8) non-Sun Canyon ATM transactions, or up to $25, per statement cycle.
